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27考研431简答题带背DAY9(背诵资料大放送!)

  • 2026-11-04 05:54:51
27考研431简答题带背DAY9(背诵资料大放送!)

简答题是431考研初试各大院校常见的一类题型。这类题型看起来简答,实则也难。

金融专硕考研,不少同学反馈,简答题作答没有思路,自己所做答案与参考答案差异太大。从过往十余年金融专硕考研辅导经验来看,考生务必多练简答题,掌握答题技巧,而且应在临考前适当背诵经典的简答题答案,以便于专业课得高分。为了帮助大家更好复习专业课,特编写本简答题题库。

为了帮助更多的同学从对知识的学习巩固,答案的架构和语言组织等方面有快速提高,在最后一段时间斩获简答题高分,我们通过研究近年来各大院校的典型考题,精选出极为典型简答题,并附上答案解析,供大家参考学习。

2026
9
28

倒计时82天

经典考题,每日必背

每日打卡,厚积薄发

01
431简答题
特里芬难题的含义和影响

“特里芬难题”的含义和影响。[对外经济贸易大学2016研]

答:(1)美国经济学家特里芬提出布雷顿森林体系存在着其自身无法克服的内在矛盾:“由于美元与黄金挂钩,而其他国家的货币与美元挂钩,美元虽然因此而取得了国际核心货币的地位,但是各国为了发展国际贸易,必须用美元作为结算与储备货币,这样就会导致流出美国的货币在海外不断沉淀,对美国来说就会发生长期贸易逆差;而美元作为国际货币核心的前提是必须保持美元币值稳定与坚挺,这又要求美国必须是一个长期贸易顺差国。这两个要求互相矛盾,因此是一个悖论。”这一内在矛盾在国际经济学界称为“特里芬难题”,正是这个“难题”决定了布雷顿森林体系的不稳定性的必然性。

(2)特里芬难题指出了布雷顿森林体系的内在不稳定性及危机发生的必然性,该货币体系的根本缺陷在于美元的双重身份和双挂钩原则,由此导致的体系危机是美元的可兑换的危机,或人们对美元可兑换的信心危机。正是由于上述问题和缺陷,导致该货币体系基础的不稳定性,当该货币体系的重要支柱——美元出现危机时,必然带来这一货币体系危机的相应出现。

(3)“特里芬难题”告诫我们:依靠主权国家货币来充当国际清偿能力的货币体系必然会陷入“特里芬难题”而走向崩溃。不论这种货币能否兑换黄金,不论是哪一国货币,不论是一国货币还是几国货币,其实质道理是一样的,因而其结果也会一样。“特里芬难题”揭示的意义正在于此。这对于我们分析未来国际货币体系的发展无疑有着重要的启示作用。

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  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000616s ]
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  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000613s ]
  8. SELECT * FROM `article` WHERE `id` = 464662 LIMIT 1 [ RunTime:0.000318s ]
  9. UPDATE `article` SET `lasttime` = 1793769994 WHERE `id` = 464662 [ RunTime:0.000977s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 65 LIMIT 1 [ RunTime:0.000347s ]
  11. SELECT * FROM `article` WHERE `id` < 464662 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000524s ]
  12. SELECT * FROM `article` WHERE `id` > 464662 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000462s ]
  13. SELECT * FROM `article` WHERE `id` < 464662 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.000694s ]
  14. SELECT * FROM `article` WHERE `id` < 464662 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.000563s ]
  15. SELECT * FROM `article` WHERE `id` < 464662 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.000645s ]
0.097596s