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27考研431简答题带背DAY11(背诵资料大放送!)

  • 2026-11-04 07:18:42
27考研431简答题带背DAY11(背诵资料大放送!)

简答题是431考研初试各大院校常见的一类题型。这类题型看起来简答,实则也难。

金融专硕考研,不少同学反馈,简答题作答没有思路,自己所做答案与参考答案差异太大。从过往十余年金融专硕考研辅导经验来看,考生务必多练简答题,掌握答题技巧,而且应在临考前适当背诵经典的简答题答案,以便于专业课得高分。为了帮助大家更好复习专业课,特编写本简答题题库。

为了帮助更多的同学从对知识的学习巩固,答案的架构和语言组织等方面有快速提高,在最后一段时间斩获简答题高分,我们通过研究近年来各大院校的典型考题,精选出极为典型简答题,并附上答案解析,供大家参考学习。

2026
9
30

倒计时80天

经典考题,每日必背

每日打卡,厚积薄发

01
431简答题
简述布雷顿森林体系的主要内容和崩溃原因

简述布雷顿森林体系的主要内容和崩溃原因。在牙买加体系的基础上形成的当代国际货币体系与布雷顿森林体系有什么不同?[上海外国语大学2021研]

答:(1)布雷顿森林体系的主要内容为:

①美元与黄金挂钩。各国政府或中央银行可按官价用美元向美国兑换黄金。为使黄金官价不受自由市场金价冲击,各国政府需协同美国政府在国际金融市场上维持这一黄金官价。

②其他国家货币与美元挂钩。其他国家政府规定各自货币的含金量,通过含金量的比例确定同美元的汇率。

③实行可调整的固定汇率。各国货币对美元的汇率,只能在法定汇率上下各1%的幅度内波动。若市场汇率超过法定汇率1%的波动幅度,各国政府有义务在外汇市场上进行干预,以维持汇率的稳定。若会员国法定汇率的变动超过10%,就必须得到国际货币基金组织的批准。布雷顿森林体系的这种汇率制度被称为“可调整的钉住汇率制度”。

④确定国际储备资产。《协定》中关于货币平价的规定,使美元处于等同黄金的地位,成为各国外汇储备中最主要的国际储备货币。

⑤国际收支的调节。短期的失衡由IMF提供信贷来解决,长期的失衡则通过调整汇率平价来调节。

(2)布雷顿森林体系的崩溃原因:从以上内容可以看出,布雷顿森林体系实际上是一个以美元为中心的体系,美元的命运左右着该体系的命运。伴随着美国国际收支的变化,美元经历了“美元荒”(各国都缺少美元)—“美元泛滥”(美元大量外流导致各国手持美元数量激增)—“美元危机”(各国对美元缺乏信心及至大量抛售美元)的演变。1971年,为阻止各国政府继续向美国以美元兑换黄金,美国总统尼克松宣布实施“新经济政策”,单方面终止布雷顿森林会议上同意各国政府按官价向美国政府以美元兑换黄金的承诺,并加征10%的进口关税。为报复美国,其他国家也纷纷撕毁与美国保持规定汇率的协议。至此,布雷顿森林体系宣告垮台。

(3)牙买加体系是布雷顿森林体系崩溃后形成的新的国际货币体系,它与布雷顿森林体系的不同之处在于:

①黄金非货币化。即黄金与货币彻底脱钩,取消国家之间必须用黄金清偿债权债务的义务,降低黄金的货币作用,使黄金在国际储备中的地位下降,促成多元化国际储备体系的建立。

②汇率制度多样化。牙买加体系允许汇率制度安排多样化,并试图在世界范围内逐步用更具弹性的浮动汇率制度取代固定汇率制度。

③储备货币多样化。牙买加体系中,可供一国选择的国际储备不单只是美元,还可以黄金储备、欧元、日元、英镑和人民币等国际性货币、国际货币基金组织(IMF)的储备头寸、特别提款权,尽管如此,美元仍是各国外汇储备的主要组成部分,由此可见,原有货币体系的根本矛盾仍然没有得到根本解决。

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  1. CONNECT:[ UseTime:0.000739s ] mysql:host=172.18.0.4;port=3306;dbname=d_sjds;charset=utf8mb4
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  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000366s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000691s ]
  6. SELECT * FROM `set` [ RunTime:0.000344s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000594s ]
  8. SELECT * FROM `article` WHERE `id` = 464738 LIMIT 1 [ RunTime:0.000407s ]
  9. UPDATE `article` SET `lasttime` = 1793761318 WHERE `id` = 464738 [ RunTime:0.001362s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 65 LIMIT 1 [ RunTime:0.000330s ]
  11. SELECT * FROM `article` WHERE `id` < 464738 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000520s ]
  12. SELECT * FROM `article` WHERE `id` > 464738 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000374s ]
  13. SELECT * FROM `article` WHERE `id` < 464738 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.000574s ]
  14. SELECT * FROM `article` WHERE `id` < 464738 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.000596s ]
  15. SELECT * FROM `article` WHERE `id` < 464738 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.000676s ]
0.107640s